AAWD and PPP are teaming up to commemorate Women’s History Month! While some risks are worth taking, others are not. During the month, we will highlight women known for taking distinct risks to lead the way in the field of dentistry, while also pointing out some risks that dentists shouldn’t take in their dental office.
A Risk Worth Taking!
Jane Han was honored with the Federal Services Award by the American Association of Women Dentists in 2018. Dr. Jane Han grew up in Jacksonville, Fla., where she attended the University of North Florida. She gained a deep appreciation for the opportunities given to her and wanted to give back to our country, so she joined the U.S. Navy through the Health Professions Scholarship Program. Dr. Han earned her Doctor of Dental Medicine degree from the University of Pennsylvania School of Dental Medicine. Upon graduation, she commissioned as a lieutenant and worked as a general dentist at Marine Corp Recruit Depot Parris Island in Beaufort, S.C.
Dr. Han currently serves aboard the USS New York, homeported in Mayport, Fla. She has accepted many responsibilities, including being the only dentist for the sailors and marines onboard. She also takes a special interest in tobacco cessation among the sailors and marines.
While some risks are worth taking, others are not…
In today’s world, cyber liability insurance is critical, especially for a dental office. Dental office files contain confidential health information, financial information, and insurance information, all of which have a high monetary value for hackers. Hackers often target small business such as dental offices because it can be difficult for them to maintain on-site and full-time IT personnel. Additionally, while the financial consequences of a breach are costly to a dentist, it’s usually not substantial enough to warrant a full investigation and prosecution by authorities. Without cyber liability insurance, dentists are fully responsible for all expenses associated with a breach. The median cyber claim payout is over $76,000, which can have a devastating impact.
Luckily, the PPP automatically includes cyber liability coverage for dentists who purchase the PPP professional liability policy. A total aggregate limit of $150,000 is available to respond to losses related to network extortion, privacy event expenses, regulatory investigations, and privacy regulatory proceedings. The PPP also offers a standalone cyber policy with higher limits and risk management services to help protect your practice from experiencing a breach.
To learn more about cyber liability products, visit the PPP site to Find an Agent.